Intercorp Financial Services Reports Strong Q4 2025 Earnings Growth

Intercorp Financial Services Inc. (IFS) announced robust financial results for the fourth quarter of 2025, demonstrating significant growth in earnings. During a conference call held on February 12, 2026, the company outlined key performance metrics and strategic initiatives that contributed to its success. The call featured insights from top executives, including Luis Felipe Castellanos, Chief Executive Officer, and Michela Casassa, Chief Financial Officer.

Strong Earnings Performance Highlights

Intercorp Financial Services reported an impressive net income increase of 25% year-over-year, reaching S/. 450 million for Q4 2025. This growth was largely attributed to a surge in demand for financial products and services across its subsidiaries, including Interbank and Interseguro. The diversified business model allowed the company to effectively capitalize on market opportunities.

During the call, Carlos Tori, Chief Executive Officer of Interbank, emphasized the bank’s strategic focus on digital transformation, which has enhanced customer engagement and streamlined operations. He noted that the number of active digital banking users has increased by 30%, reflecting a growing preference for online banking solutions among clients.

Insights from Executive Leadership

Gonzalo Basadre, Chief Executive Officer of Interseguro, highlighted the positive impact of innovative insurance products on revenue. The sector has seen a strong uptick in sales, with premium income rising by 15% compared to the previous year. This performance underscores the company’s commitment to meeting evolving customer needs in the insurance market.

The conference call also featured Bruno Ferreccio, Chief Executive Officer of Inteligo, who discussed the wealth management segment. He reported a 20% increase in assets under management, driven by a surge in high-net-worth client acquisitions. This growth positions Inteligo as a key player in the financial services landscape in Latin America.

Looking ahead, Michela Casassa provided guidance on future earnings, projecting continued growth for the upcoming quarters. She emphasized the importance of maintaining a strong capital base and investing in technology to support sustained performance.

As the company moves into 2026, it remains focused on enhancing its service offerings and expanding its market presence. The leadership team expressed confidence in their strategic initiatives and the overall financial health of the organization.

For further details on the earnings report and to view the accompanying presentation, stakeholders can visit the company’s official website at ifs.com.pe.

The call concluded with a reminder that questions were limited to investors and analysts, reflecting the company’s intention to keep the conversation focused on financial performance and strategic direction.