Shinhan Financial Group Reports Q3 2025 Earnings with Strong Dividends

Shinhan Financial Group Co., Ltd. (NYSE: SHG) announced its earnings for the third quarter of 2025 during a call held on October 28, 2025. The group reported a preliminary Common Equity Tier 1 (CET1) ratio of 13.56%, reflecting stable financial management despite challenges such as currency depreciation and increased loan assets.

Cheol Woo Park, the Head of Investor Relations, expressed gratitude to participants for joining the earnings release. He introduced key executives, including Sang Yung Chun, the Group Chief Financial Officer, who presented the company’s business performance for the quarter.

The presentation highlighted that the strong CET1 ratio was a result of consistent risk-weighted asset management and robust profit generation. Park noted that these efforts were crucial for the company’s preparedness for future growth, especially in a fluctuating economic environment.

In further developments, the Board of Directors approved a cash dividend of KRW 570 per share for the third quarter, reinforcing the group’s commitment to shareholder returns. This decision is expected to enhance investor confidence as the group navigates the complexities of the current financial landscape.

During the earnings call, Chun emphasized the importance of maintaining a strong financial foundation while adapting to market conditions. He stated, “Our continuous focus on risk management and profitability has allowed us to sustain our capital ratios effectively.”

The call also featured a question-and-answer segment where analysts from various investment firms, including HSBC Global Investment Research and Hanwha Investment & Securities Co., Ltd., engaged with the executive team. They sought insights into the group’s strategy moving forward, particularly in light of ongoing economic uncertainties.

Shinhan Financial Group’s performance in Q3 2025 illustrates its resilience and proactive approach in the face of market challenges. The positive earnings report and the declared dividend position the company well for future growth, reinforcing its standing in the competitive landscape of South Korea’s financial sector.